Swiggy HDFC Bank Credit Card: 10% Cashback on Swiggy, 5% Cashback Online, 1% Cashback Others, Swiggy One Membership

 Swiggy HDFC Bank Credit Card: 10% Cashback on Swiggy, 5% Cashback Online, 1% Cashback Others, Swiggy One Membership


  • Swiggy HDFC Bank Credit Card पर 10% Cashback on Swiggy (Food ordering, Instamart, Dineout, Genie), 5% Cashback on Online Spends, और 1% Cashback on Other Spends मिलता है, जिससे everyday savings maximize होती हैं।

  • Swiggy HDFC Bank Credit Card में 3 Months Swiggy One Membership (welcome) और ₹2 Lakh Annual Spend पर Renewal Fee Waiver जैसे benefits मिलते हैं, जो frequent Swiggy users के लिए high value create करते हैं।

Swiggy HDFC Bank Credit Card overview

  • Swiggy HDFC Bank Credit Card एक co-branded cashback credit card है, जो food delivery, groceries, dining और online shopping पर high-rate cashback देता है।

  • Swiggy HDFC Bank Credit Card का structure simple है: 10% Cashback on Swiggy, 5% Cashback Online, 1% Cashback Others with monthly caps, जिससे budget planning आसान होती है।

Key features and benefits

  • 10% Cashback on Swiggy: Food ordering, Instamart, Dineout, Genie transactions पर 10% Cashback (monthly cap apply) on Swiggy HDFC Bank Credit Card।

  • 5% Cashback on Online Spends: Apparels, Electronics, Entertainment, Pharmacies, Department Stores, Local Cabs, Home Décor, Pet Stores, Discount Stores आदि पर 5% Cashback category caps के साथ।

  • 1% Cashback on Other Spends: All other eligible spends पर 1% Cashback, जिससे overall blended savings बढ़ती है।

  • Swiggy One Membership: Swiggy HDFC Bank Credit Card activation पर 3 Months Swiggy One Membership (welcome), जिससे free delivery/discounts type partner benefits मिलते हैं (as per plan).

  • Contactless Tap-to-Pay: Swiggy HDFC Bank Credit Card NFC contactless support देता है, small-ticket transactions पर fast checkout के साथ control settings app/net banking में available।

  • Smart EMI/BT on EMI: Swiggy HDFC Bank Credit Card पर large purchases को Smart EMI में convert करने और Balance Transfer on EMI options मिलते हैं, जिससे cashflow manage करना आसान होता है।

  • Golf Benefits (Network): Mastercard World platform पर Golf lessons/green-fee benefits availability variant/network के आधार पर दिखती है; eligibility campaign terms देखें।

Rewards and cashback structure

  • Simple earn grid: 10% Cashback on Swiggy spends (Food ordering/Instamart/Dineout/Genie), 5% Cashback on Online Spends, 1% Cashback on Others with per billing cycle caps।

  • Statement credit: Swiggy HDFC Bank Credit Card cashback generally statement credit के रूप में adjust होता है, जिससे redemption friction कम होता है।

  • Exclusions: Fuel, Rent, Wallet loads, Government payments, Gift Cards, EMI conversions आदि पर Cashback exclusions आमतौर पर लागू होते हैं; detailed MCC list/terms check करें।

Fees and charges

  • Joining Fee: ₹500 + GST (₹590) typical for Swiggy HDFC Bank Credit Card; welcome Swiggy One Membership value offset provide कर सकता है।

  • Annual/Renewal Fee: ₹500 + GST (₹590), Annual Spend ₹2 Lakh पर Renewal Fee Waiver on Swiggy HDFC Bank Credit Card।

  • Interest/Finance Charges: Revolving interest typical entry-level range; prudent usage के लिए Full Payment by Due Date best practice है।

  • Forex Markup: ~3.5% + GST typical; frequent international usage के लिए travel credit card evaluate करना बेहतर।

  • Cash Advance/Late Fee: Cash withdrawal पर fee + higher interest; Late Payment Fee slab-based—avoiding via autopay advisable।

Eligibility and documentation

  • Eligibility: Indian residents, Salaried/Self-Employed; Swiggy HDFC Bank Credit Card invite/offer flow app-based संभव है; income criteria profile-based होते हैं।

  • Documents: KYC (Aadhaar/Passport/Voter ID), Address Proof, Income Proof (Salary Slips/Form 16/ITR) standard; instant video KYC/CKYC flow support हो सकता है।

Daily use cases

  • Food & Groceries: 10% Cashback on Swiggy Food ordering और Instamart पर highest value देता है for frequent orders।

  • Online Shopping: 5% Cashback on Online Spends (Amazon/Flipkart/Meesho/Ajio/Ola/Uber/Booking categories as per MCC) blended savings increase करता है।

  • Everyday Bills: 1% Cashback on Other Spends utility/top-up/retail mix में base savings ensure करता है (exclusions ध्यान रखें)।

Controls and safety

  • App Controls: Swiggy HDFC Bank Credit Card contactless/online/intl controls app/net banking से manage करें, dynamic limit set करें।

  • Zero Liability: Lost card promptly block करने पर zero liability policy conditions apply; alerts/OTP enable रखना best practice है।

How to apply

  • Online Application: Swiggy app या HDFC Bank channels से Swiggy HDFC Bank Credit Card apply करें, basic KYC + income details submit करें, invite-based eligibility follow करें।

  • Activation and Claim: Card activation के 2–3 days बाद Swiggy app में Swiggy One Membership claim करें; benefits unlock करने हेतु timely claim ज़रूरी।

Swiggy HDFC Bank Credit Card SEO keywords (high-density)

  • Swiggy HDFC Bank Credit Card, 10% Cashback on Swiggy, 5% Cashback Online, 1% Cashback Others, Swiggy One Membership, Co-branded Credit Card, Cashback Credit Card India, Online Spends Cashback, Food Delivery Cashback, Instamart Cashback, Dineout Cashback, Genie Cashback, Statement Credit Cashback, Renewal Fee Waiver ₹2 Lakh, Contactless Tap-to-Pay NFC, Smart EMI, Balance Transfer on EMI, Best Cashback Credit Card India, Apply Swiggy HDFC Bank Credit Card Online, HDFC Bank Credit Card.

Pros and cons

  • Pros: 10% Cashback on Swiggy, 5% Cashback on Online Spends, 1% Cashback Others, Swiggy One Membership, Simple statement credit, Renewal Fee Waiver।

  • Cons: Airport Lounge Access not standard, Forex Markup ~3.5% typical, Cashback caps apply, multiple exclusions (fuel/rent/wallet/govt/gift cards) संभव।

Who should choose

  • Frequent Swiggy users, Instamart shoppers, regular online shoppers (apparels/electronics/entertainment/pharmacy) के लिए Swiggy HDFC Bank Credit Card high ROI देता है।

  • International travelers या airport lounge priority users को travel/lifestyle premium credit cards evaluate करने चाहिए for lounge/low forex benefits।

Quick bullets

  • Swiggy HDFC Bank Credit Card 10% Cashback on Swiggy (Food ordering, Instamart, Dineout, Genie)।

  • Swiggy HDFC Bank Credit Card 5% Cashback on Online Spends with caps।

  • Swiggy HDFC Bank Credit Card 1% Cashback on Other Spends base savings।

  • Swiggy HDFC Bank Credit Card Swiggy One Membership (3 months welcome)।

  • Swiggy HDFC Bank Credit Card Renewal Fee Waiver on ₹2 Lakh Annual Spend।

  • Swiggy HDFC Bank Credit Card Contactless Tap-to-Pay NFC and Smart EMI।

  • Swiggy HDFC Bank Credit Card Statement Credit Cashback redemption।

  • Swiggy HDFC Bank Credit Card Exclusions on fuel/rent/wallet/govt/gift cards (check T&Cs)।

Note: Offers, caps, categories (MCC), fees/charges और eligibility details समय-समय पर अपडेट होते हैं; application से पहले latest T&Cs और live benefits verify करना चाहिए।

Comments

Post a Comment

Popular posts from this blog

Travelers के लिए Best Credit Card: Top Domestic Flight Offers in India

Image
  Travelers के लिए Best Credit Card: Top Domestic Flight Offers in India भारत में कई ऐसे  Credit Cards  हैं जो domestic flights के लिए बेहतरीन offers और rewards देते हैं। अगर आप अक्सर travel करते हैं तो सही credit card चुनने से न सिर्फ आपके flights सस्ते पड़ेंगे बल्कि आपको extra benefits जैसे lounge access और bonus rewards भी मिलेंगे। यहाँ कुछ popular options बताए गए हैं, जो खासतौर पर  domestic flight bookings  के लिए जाने जाते हैं: HDFC Bank Regalia Credit Card Flight bookings पर लगभग  2.5% reward points  मिलते हैं। Complimentary  Airport Lounge Access  मिलता है (India और abroad दोनों जगह पर)। Air tickets पर selected partners से extra discount भी मिलता है। Example : अगर आप Delhi से Mumbai की flight जो ₹5,000 की है Regalia से book करते हैं, तो आपको reward points और discount मिलकर ₹300-400 का सीधा फायदा हो सकता है। SBI Card Elite Flight bookings पर  5% cashback । Complimentary  lounge access  और  concierge service । सालभर त...
Read more

HDFC Bank’s Pixel Play Credit Card: Customization at Your Fingertips

## HDFC Bank’s Pixel Play Credit Card : Customization at Your Fingertips ### Introduction - The financial landscape is rapidly evolving, particularly in the realm of credit cards. - HDFC Bank introduces the Pixel Play credit card, aiming to give users more control over their rewards. - This blog explores its features, benefits, and considerations for potential consumers. ### What is the Pixel Play Credit Card? - A novel credit card from HDFC Bank designed for customizable rewards. - Allows users to select cashback categories based on their spending patterns. - Features aimed at tech-savvy millennials and Gen Z users. ### Key Features of the Pixel Play Credit Card - **Customizable Categories**   - Allows selection of two spending categories.   - Categories can be changed every three months at no extra cost. - **Cashback Offers**   - Earn 5% cashback on selected categories with specific merchants.   - General spending earns 1% cashback.   - Cashback is available f...
Read more

Introduction to the Bajaj Finserv RBL Bank World Prime SuperCard

  A versatile credit card designed for diverse needs. Seamless integration of financial empowerment and rewards. Offers unique features catering to frequent travelers and savvy shoppers. Key Features of the World Prime SuperCard 1.  Rewards Programs Earn reward points for every transaction. Redeem points for a variety of products and services. Special bonus points for specific categories like travel and dining. 2.  Easy EMI Conversion Convert purchases of ₹2,500 or more into easy monthly installments (EMIs). Flexibility to manage larger expenses without financial strain. 3.  Interest-Free Withdrawal Period Enjoy cash withdrawal with no interest for up to 50 days. A cushion to manage unexpected financial needs effectively. 4.  Airport Lounge Access Complimentary access to domestic airport lounges. Benefits unlock with quarterly spending thresholds. 5.  Exclusive Discounts Offers on dining, shopping, and movie tickets. Special promotions with partnered mercha...
Read more